If you’re a young professional, a remote worker, or a family looking to settle in a vibrant city with real economic opportunity—and affordable living—it’s time to put two fast-growing Southern favorites head to head: Austin, TX vs. Nashville, TN.
These two booming cities have been at the center of America’s post-2020 migration trends. But with surging housing markets, evolving job sectors, and changing cost of living dynamics, which city actually gives you more value for your dollar today?
This week’s comparison digs into detailed cost metrics from housing to healthcare, and unpacks lifestyle factors that matter—whether you’re cooking up a career in tech, looking for an affordable family-friendly neighborhood, or simply searching for a city where your paycheck stretches further.
1. Austin vs. Nashville: Why These Cities Are Trending in 2025
2. Cost of Living Comparison Overview
3. Monthly Budget Breakdown: Single vs. Family of Four
4. What You Can Get for $3,000/Month in Austin vs. Nashville
5. Key Quality of Life Metrics
6. Final Verdict: Which City Offers Better Value in 2025?
7. Explore More: Zip Code-Level Insights on CompaniesByZipcode.com
8. Next Week Teaser: Coastal Living Showdown—San Diego vs. Miami
Both Austin, Texas and Nashville, Tennessee have seen explosive population growth and economic development in recent years. Each has earned its place on the “hottest cities to move to” lists across social platforms like TikTok, Reddit, and Instagram—but for different reasons.
Metric | Austin, TX | Nashville, TN |
---|---|---|
Median Home Price (2024) | $478,000 | $412,000 |
Average Monthly Rent (1-BR) | $1,720 | $1,480 |
Average Monthly Rent (3-BR) | $2,350 | $2,050 |
Insight: While Austin’s prices remain higher, both cities are more affordable than coastal hubs like LA or NY. Nashville, however, stays slightly more budget-friendly.
Category | Austin, TX | Nashville, TN |
---|---|---|
Monthly Groceries (Single) | $350 | $320 |
Dining Out (Mid-range meal for 2) | $75 | $65 |
Coffee (Cappuccino, avg.) | $5.10 | $4.80 |
Insight: In both cities, groceries cost slightly more than the national average, but dining out is notably cheaper than in big coastal metros.
Utility Category | Austin, TX | Nashville, TN |
---|---|---|
Electricity + Heating (avg.) | $175 | $160 |
Internet (per month) | $75 | $70 |
Insight: Southern summers in both cities translate to higher A/C bills. Nashville has the edge with slightly lower overall utilities.
Metric | Austin, TX | Nashville, TN |
---|---|---|
Public Transit Monthly Pass | $41.25 | $44.00 |
Gas Price (per gallon) | $3.25 | $3.20 |
Avg Car Insurance (annual) | $1,250 | $1,100 |
Walkability Score (Urban Core) | 40/100 | 28/100 |
Insight: Austin’s larger size makes owning a car more essential, though both cities are developing public transit alternatives.
Metric | Austin, TX | Nashville, TN |
---|---|---|
Monthly Healthcare Premium (Single) | $430 | $395 |
Doctor Visit (Out-of-Pocket) | $120 | $105 |
Insight: Nashville holds a long-standing position as a healthcare hub, with slightly lower costs and more accessible providers.
Category | Austin, TX | Nashville, TN |
---|---|---|
State Income Tax Rate | 0% | 0% |
Sales Tax Rate | 8.25% | 9.25% |
Property Tax Rate (avg.) | 1.9% | 0.6% |
Insight: Both cities benefit from no state income tax, but Nashville edges out Austin on lower property taxes.
Category | Austin, TX | Nashville, TN |
---|---|---|
Gym Membership (Monthly) | $55 | $45 |
Childcare (Full-Time, Monthly) | $1,180 | $1,000 |
Movie Ticket | $13 | $12 |
Streaming Services + Cable | $90 | $85 |
Insight: Nashville’s slightly lower costs make it a better fit for families or those with kids in daycare.
Monthly Budget Category | Austin (Single) | Nashville (Single) | Austin (Family of 4) | Nashville (Family of 4) |
---|---|---|---|---|
Housing (Rent) | $1,720 | $1,480 | $2,350 | $2,050 |
Groceries | $350 | $320 | $1,050 | $950 |
Utilities + Internet | $250 | $230 | $300 | $275 |
Transportation | $400 | $380 | $600 | $550 |
Healthcare | $430 | $395 | $1,400 | $1,250 |
Childcare | $1,180 | $1,000 | ||
Lifestyle & Misc. | $400 | $350 | $800 | $750 |
Estimated Total | $3,550 | $3,155 | $7,680 | $6,825 |
Insight: Nashville comes in about 10-15% more affordable across the board.
Austin, TX
Nashville, TN
Takeaway: Nashville gives slightly more breathing room on a $3,000/month lifestyle.
Quality Metric | Austin, TX | Nashville, TN |
---|---|---|
Avg Annual Wage | $67,150 | $62,700 |
Unemployment Rate | 3.2% | 3.4% |
Commute Time (avg.) | 27 minutes | 25 minutes |
Crime Index (lower is safer) | 53 | 48 |
Diversity Index | High | Medium |
Bonus Points:
While Austin may lead in job opportunities—especially for tech and remote workers—it also comes with higher housing and lifestyle expenses. Nashville is trending upward thanks to its affordability, cultural resurgence, and reputation as a welcoming, mid-sized metro with big opportunities.
Best for Young Professionals & Tech Workers: Austin
Best for Families, Retirees & Creatives: Nashville
Are you ready to drill down to the specifics? Use CompaniesByZipcode.com to:
Dreaming of ocean views and sunny skies? Join us next week when we compare coastal hotspots San Diego, CA and Miami, FL to determine where you can live your best beach life—without breaking the bank.
Stay tuned and start planning smarter with CompaniesByZipcode.com, where America’s neighborhoods come to life.